Spring river flooding in the Missoula and Bitterroot Valleys
Spring has finally arrived in earnest here in Western Montana, and though that brings the joys of songbirds and green foliage, it also often brings rain, run-off, and the risk of flooding. The Missoula and Bitterroot Valleys are particularly vulnerable to rising waters in the Clark Fork and Bitterroot Rivers, and while there is nothing, we as individuals can do regarding water levels, there are things we can do to protect our homes against flooding:
- Know if your home is at risk! FEMA provides Flood Maps on its website that can help you determine if your home is in a flood zone. Another great resource is your local news station’s online archive, where you can find out where floods have occurred in the past.
- Know your coverage. Flood insurance is not covered in most standard homeowners’ policies, and according to FEMA, nearly 25% of flood insurance claims come from outside “high-risk” flood zones. If you have any reason to fear flood damage to your home, you may want to speak to your insurance agent about your options.
- Be diligent about shoveling snow away from your foundation, and make sure water is able to drain away from it, as well.
- Have a plan. Check out our “Steps for an Insurance Home Inventory” in the Why SERVPRO category for more tips that can help in the event of a flood.
Emergency planning is an activity that can—and should! —involve the whole family. And don’t forget, if your home experiences water, fire, or mold damage, SERVPRO of Missoula is always here to help.